(By Leslie Petersen)

April 2009 Edition. Read tax returns and maximize qualifying income with this step-by-step, easy to follow handbook.

[Full Description]

Price: $99.00

(By Tom Ward)

We talk about providing great customer service but when it comes right down to it, do you? How would you like to eliminate headaches and customer-service bottlenecks? Tom Ward's Processor Training Manual shows you and your staff how you can take the file from application to closing with the precision of an Olympic relay team.

Here's what you will receive:

• Complete and comprehensive training manual.
• Sample training schedule to fully train ANY processor (and originator).
• 27 training modules covering each processing step.
• Glossary of terms.
• Quizzes (and answer key) for testing purposes.

Created for operations managers and company owners, use this as a tool when hiring new processors or fine-tuning the systems you already have in place.

Table of Contents:

Introduction Sample Training Schedule File Flow Types of Files 1003 Training Types of Approvals Credit Reports Assets Calculating Income Alt Doc for Alt Doc Calculating Self-Employed Income Disclosures Contracts Evaluating the File

Appraisals "Opening" the File Loan Programs Earnest Money and Gift Letters HELOCs and Fixed Seconds Condos and PUDs Lock Sheets Submission of Files Buy-downs Updating New Construction Files Payoff Letters and Disbursement Dates Pipeline Management Glossary of Terms

Price: $615.00

(By Steven Driscoll)

This comprehensive Training Book for Loan Officers is current for 2007 and covers all the subjects new and experienced LOs need to know to do their jobs professionally, competently, while productively increasing their pipeline - All In One Book. This E-book has 442 pages, 26 chapters, with support exhibits where needed. Buy it now and Begin Your Training Today.

It covers topics such as:

• Common Lending Terms
• Required Loan Documents
• Completing the 1003, GFE, & TIL Loan Disclosures
• Reading the Credit Report & Rate Sheet Title Report
• Loan Processing (Including DU & LP)
• Qualifying Borrowers
• Loan Types & Products
• Preparing & Submitting Loans
• Lending Regulations Marketing Their Services

All this and more! This E-Book will be e-mailed to you, and can be downloaded to your computer so you or your loans officers can begin their training! It can be viewed on screen or printout sections, exhibits, and the entire book. A CD containing this book will be mailed to you as well.

Steven Driscoll is a Senior Loan Officer located in the State of Washington who is an experienced branch manager, trainer and seminar leader. Also recommended for branch managers as a training supplement, experienced loan officers and loan processors as a reference guide, and Realtors®.

Price: $105.00

(By Leslie Petersen)

Running Time: 66 Minutes

Did you know that effective December 1, 2004, some major changes have been made to the FACTA (Fair & Accurate Credit Transaction Act) rules and regulations?

This sounds like a really boring and dry topic; but we can assure you that Leslie Petersen has a knack for giving you "just the facts" in a way that is easily understood and remembered.

Here's what you will learn:

• Find out once and for all if you can give a copy of the credit report to your clients
• New FRCA/FACTA Credit Score disclosures--Why, when and how!
• Using new credit bureau requirements to your client's advantage
• Mandates & Penalties for non-compliance
• Using FACTA as a client counseling tool

BONUSES:
1. The Mortgage Loan Process Timeline--FCRA & FACTA
2. Notice of Action Taken Form
3. Credit Score Disclosure Form

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To keep current with all the rules and regulations, along with an interpretation of how the changes can increase your business, subscribe to www.MortgageCurrentcy.com

Price: $75.00

(By Gary Lacefield)

Running Time: 78 Minutes

Featured Trainer: Dr. Gary Lacefield, President, Risk Mitigation Group, Ex-HUD Official and currently trains HUD Investigators.

With all the rumors out there regarding kickbacks, referral fees, required use of certain settlement providers, Dr. Lacefield answers these on-going questions:

What's the truth? What's fiction? What's right? And what's wrong?

Here's what you will learn:

• Why RESPA is being enforced more than ever before
• What are the HOT BUTTONS with the HUD Investigators now
• What are the typical violations by Lenders, Realtors^™ & Builders
• How to legally share marketing expenses
• What the Affiliated Business Arrangements are all about

FREE Bonus: Service Provider (Recommended) Fee Chart
RESPA allows service providers to get paid for services "actually" performed in the origination of a mortgage loan if they perform 5 out of 14 tasks as outlined by HUD. Download this matrix listing the 14 tasks and the recommended fee for each task.

What is a CD Replay?: A CD Rom Replay is simply a seminar put onto a CD. The CD is viewed on your computer and includes slides, audio and text.

Price: $75.00

(By Karen Deis)

Protect yourself and your company. Use this detailed 14-page checklist to determine whether your loans are in compliance with the various federal laws and regulations that affect mortgage loans.

[Full Description]

Price: $127.00

(By Leslie Petersen)

Do you need a Quality Control Plan for your HUD Mini-Eagle? Or have not updated it recently? There is a huge list of exact components required by HUD — so don’t let your quality control plan stop you from getting approved or maintaining your ability to originate FHA loans.

The entire plan is individualized with your company name and contact information; and includes the audit process, the reporting process, all reports, and follow up required. Just print and implement.

[Full Description]

Price: $289.00