Karen,  just letting you my meeting went great.  She will add me to her website.  And does have a niche and a need for a lender that does them. HUD $100 down program.  I’m looking into our programs to see if we offer hem still….  And she introduced me to an agent that does New builder model open houses.  Thank you for your wonderful advice (Strategy session with MortgageGirlfriends.com) on how to handle this appointment.  I was in and out with in 30 mins.  Lisa Doherty, Huron Valley Financial, Michigan

You guys at Mortgage Currentcy are the most knowledgeable people in the mortgage industry, I sing your praises every day. Tracey and Lloyd have saved so many loans for me I could not repay them for their help and their knowledge.  Mike Vetri, NLC Mortgage, Pennsylvania

“WOW isn’t enough.. KUDOS isn’t enough… you guys are the BEST (Mortgage Currentcy) and you know it!  I’m so glad you are here to teach and educate loan officers. Thank you so very much for the very detailed and well-researched answer.  I have taken the Tax Class you referred a few times now and I constantly referring back to it and to its printed material for help – The PDF attachments with comments are very helpful.”  Jose-Vladimir Lopez, William Raevis Mortgage, Connecticut

Love the information you guys provide as well as the ability to get questions answered!
Joshua Dutton, Branch Manager, Broomfield, Colorado

I use MortgageCurrentcy.com in presentation to real estate offices, when I was teaching ML classes it wasa godsend to intersperse with the standard issue boilerplate. Invaluable to stay up on and ahead of the crowd.  Tom Frizzell, Castle & Cooke Mortgage, Surprise, Arizona

I do Mortgage Compliance and am considered an industry expert. I use Mortgage Currentcy as a resource. Every item I research is clear and concise. The website is easy to use. Notifications of changes are posted timely and are relative to our Industry. If you don’t use it you will lose it.
Sonja Wheeler, Treasure Island, Florida

My favorite part of MortgageCurrentcy.com is “Ask the Expert”, because it makes me one. I also like the prepared flyers for Realtors, because it made me look good with them too. But the best thing is, if you’re battling with an underwriter, you have documentation to prove you’re right.  Dave Means, SFRC, Billerica, New Hampshire

Mortgage Currentcy saves me regularly.  Rebecca Davidson, Envoy Mortgage, Denver, Colorado

I use Mortgage Currentcy as a resource, a training tool, messages for social media. There are too many ways to list and I probably don’t use it to its best potential. But I know it is always there!
Lori Saucier, CrossCountry Mortgage, Brecksville, Ohio

Mortgage Currentcy actually saved a deal for me last week! Easy read… saves valuable time! LOVE IT!  Carol DeFazio, Victorian Finance, Gibsonia, Pennsylvania

Who has time to read all those updates? Mortgage Currentcy saves me a ton of time and asking an expert when you can’t find just what you are looking for … is priceless!  Michelle Mason, Mechanics Bank, Oxford, Mississippi

I literally could not do my business without MortgageCurrentcy.com! I am always up to date on rule changes, program changes and the charts are off the hook! I also like that you can post a question and you will get an answer back usually less than 24 hours. The information is simplified and provided in a manner that makes for easy reading. If you don’t have it you’re missing out!  Jayne Combs, AmeriFirst Financial, Walnut Creek, California

I got a deal because I read about an obscure Fannie Mae rule on Mortgage Currentcy then used that as my BNI commercial. Turns out there was a substitute present and he fit the exact scenario! Bingo! I’m seen as an expert. Love it.  Peggy Wilson, Huron Valley Financial, Ann Arbor, Michigan

I use Mortgage Currentcy once a week to send out to my realtors for your rule changes and updates. I also love the questions and answers part which I send out to my sphere regularly. Mortgage currency has gotten me numerous deals from agents I never had because it shows you are an expert in the field!
Alex Taberne, Greentree Mortgage, Turnersville, New Jersey

Keeping up to date on ever-changing regulations has saved my butt (and made me look a hero to my clients and referral sources) more times than I can count. MortgageCurrentcy.com is a fabulous resource.
Kate Matties, Atlas Mortgage Partners, Clarksville, Tennessee

Mortgage Currentcy’s charts and checklists are truly an asset to our business!
Lisa Green, Allen Tate Mortgage, Charlotte, North Carolina

The information in Mortgage Currentcy is very carefully researched. You can take it to the bank! But the Facebook posts come in handy for those RARE moments when I’m speechless! The flyers are the best. MC is worth quadruple what you pay! (Karen….you didn’t see that!)
Cola Galvin, Union Home Mortgage, Virginia Beach, Virginia

I love the charts in Mortgage Currentcy. I really like that the summaries/notices are always followed by the regulation identity. I’m always on a firm footing when it comes to a “discussion” with the underwriter. It also saves me a lot of time on researching. Thank you Karen for such a great tool and for keeping the price affordable.
Joyce Boyer, 1st Capital Mortgage, Owasso, Oklahoma

Mortgage Currentcy is an integral part of my business. We are all busy and having a service that boils down guideline changes across all types of loans is invaluable. Changes are summarized in layman’s language with links two details in the guidelines. Many times Flyers are created so all we have to do is copy and paste to share with our Network. I also use ask the expert which has saved more transactions then I can count. I highly recommend this affordable service if you are in real estate lending in any way shape or form.
Margot Hornblower, Success Mortgage Partners, Paw Paw, Michigan

This is the 2nd loan that Mortgage Currentcy saved for me in 2 weeks.
I love you guys! Michael Vetri, NLC Mortgage, Media, PA

Amazing resource! Mortgage Currentcy provides excellent straight forward material to help navigate today’s mortgage maze.
Melissa Hoover, Highlands Residential Mortgage, Sterling, Virginia

I send out a letter to my data base of agents and those I’ve worked with. I include a section called “Did you know?” and in this section, I include an article you have published in LoanOfficerMagazine.com. For instance, my last one was “Things not to say in an MLS listing description.” Subscribing to your e-zine is real “plus” to my marketing efforts to my agents and provides them with invaluable information when working with their clients to garner more business and gives the “added value” as well.  Robin Shoop, Virginia Beach, VA

This is the 2nd loan that Mortgage Currentcy saved for me in 2 weeks.

I love you guys! Michael Vetri, NLC Mortgage, Media, PA

You are the real Rock Star. I have been following you for years and your zest for our industry is admirable, but more so is your constant stream of amazing ideas that are easy to implement. You are so creative, so giving, so intelligent, and I just love you for the contribution you have made to so many folks in our business. If there is a mortgage hall of fame somewhere, you are in it for sure!  Craig Strent, Apex Home Loans, Rockville, MD

Thank you for the great information.  I learned a lot at the MGIC Lenders School.  Tracy Warden, Horicon Bank, Horicon, WI

So many good ideas that you shared from the MGIC Lenders’ School, and now to try to implement some of them, one at a time. It was a beneficial morning!  Thank you Karen!  Steve Voss, First Bank Financial Centre, Glendale, WI

Thank You Karen! Loved your No Shiny Objects mortgage marketing strategies e-book.  Laura Pena, Northwest Bank, Loves Park, IL

Thanks for the charts and checklist you create thru Mortgage Currentcy. You guys always make me look smart! Linda Davidson, Service First Mortgage, Garland, TX

I have really found your articles through LoanOfficerMagazine.com very useful and relevant. They give me great ideas for blogs and allow me to increase my value in my marketing efforts. I look forward to continued resources on your site. Patrick Lewis, Premier Nationwide Lending, Florida

ProAssistMarketing.com helped me by sending out an email to all my Realtors on “What do you tell clients to do after closing” and several of my Realtors responded with a thanks and some suggested additions to the list. This means that I now have their attention!!! In addition, in an email that went out to clients about appraisals, I received a referral to a new prospect that is buying a home in the area. I love this turnkey solution to marketing! Pat Cray, Paramount Residential Mortgage Group, Florida [ProAssistMarketing.com utilizes client & realtor newsletters articles written by LoanOfficerMagazine.com, and automatically emails them to your database. Visit their website to request a complimentary tour of their service.]

Yours is the only service (LoanOfficerMagazine.com & MortgageCurrentcy.com) I subscribe like this because I have immense respect for your experience and valuable information. Thanks!  Sheryl Laskie, Guild Mortgage, Colorado

When I told myself I can’t control Fannie Mae I went looking for something to learn, which is my mood picker upper! And lo and behold, my Mortgage Currentcy was there, so I spent some time with your excellent videos and now I am ready to take on 2014. Knowledge is power!  Ruth Linn, First Commonwealth Mortgage, Kentucky

I just want you to know how much you have influenced my career.  I have been in the industry since 1989.  Your blogs and sites have helped me self-educate and keep up with industry trends.  In turn, this has helped me maintain a job even during the bad times.  Keep up the good work and I’ll keep following. Tina Harrison, Acopia Home Loans, Georgia

I am impressed with each and every webinar [How to Get Qualified Leads by Holding Home Buying Seminars], additional information section, etc. I mentor 4 Loan Originators who sat in on the session. Needless to say we all are energized and can clearly see the value of your experience. We are hooked; starting our plan immediately. Jean Strohofer, Guardian Savings Bank, Ohio

Your “No Shiny Objects e-book has manageable marketing ideas and strategies that stand the test of time and will indeed, make a positive impact on the growth of your business. Plus, the ideas are fun and creative which makes a big difference as to whether one fully implements a marketing project or not. I guarantee it’s the, “Everything” marketing book you’ll come back to over and over so keep it handy!” Coach Victoria Del Frate of I CAN Coaching Company

Your new book—No Shiny Objects… is excellent.  It’s a quick read, but with a lot of clearly explained practical ideas for loan originators to consider.  Your last section about the importance of a database and the exit strategy is something most loan officers don’t consider, but any small business should have as part of its strategic planning. Rick Obst, Umpqua Bank, Eugene Oregon

I just watched VA Sales Concessions – Deal Saving Secrets [class] and it kicked ASS!!! My book of business is about 25% VA (Live in San Diego) and this was incredibly well done. Thank you, Thank you, and Thank You! Dan Williams, San Diego, California

When I think of the people that had positive influences in my life, you are certainly on the top of that list. There are so many people out there that choose to dwell on the bad and hopelessness of situations. I was very lucky to have had you as a mentor in my young years in this business. Your outlook is always hopeful and exciting! I have pulled from your wisdom many times! Darla Watts, Kennewick, WA

Awesome class, Karen! [Non-Owner Occupied Loans: Comparing Fannie to Freddie] It was concise, easy to follow, and a great refresher. The checklist provided after is perfect. The handout was formatted making the fine print on the slides hard to read, but that was the only difficulty I had. Definitely worth the time! Thank you for all you do to support those of us in the industry. Bria Johnston, Eagle River, Alaska

Karen, I just wanted to let you know that I have already received several warm responses from several realtors to whom I sent the flyer we finalized this morning. I can’t thank you enough for all of your help and for reminding me that a woman’s intuition is nothing to ignore! Loni Wielgot, Loan Originator, Illinois (MortgageGirlfriends.com DIVA member)

Thank you very, very much. Your quick response is why I am willing to pay of my subscription. David Odle, Seekonk, Massachusetts

Karen, I thought that the class [Non-Owner Occupied Loans: Comparing Fannie to Freddie] was great and the online material excellent. Vicki Reser, Vice President, MLO, Missouri

Thank you both (Lloyd, MortgageCurrentcy.com expert & Karen Deis) for your help. I was able to finally get my loan approved at the stated value from customer, rather than the value from DU. It truly saved the deal. Tara Rees, Mortgage Loan Specialist, Utah